A commercial bank is a financial organisation that accepts deposits, provides checking account services, makes various loans, and provides people and small companies with basic financial products such as certificates of deposit (CDs) and savings accounts. The majority of people do their banking with a commercial bank.
Commercial banks make money by making loans and collecting interest on them. Consumers and small to medium-sized enterprises can use commercial banks for basic banking services such as deposit accounts and loans. These banks profit through a range of fees as well as interest earned on loans. Banks have typically been located in physical locations, but an increasing number of them are now only available online. Commercial banks are vital to the economy because they generate revenue.
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Disclaimer: These reports are based on various news articles and are prepared by the students pursuing the course of Commercial Banking in PGP-2, in no way they reflect the thoughts of the Editorial Board of TJEF and TAPMI. These reports are solely meant for academic purpose and so should not be used for any other reason. Please reach out to us at email@example.com for any query.